Spend your crypto
Pay a bill, send to your bank, or save it for later — straight from USDT, BTC, ETH and more. Cryft locks the live price the moment you tap, so the number you see is the number you spend.
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Pay your bills, top up your line, send to any bank — straight from your crypto or gift cards. Cryft handles the swap at live rates in the background, so you only see the spend.
Spendable on Cryft today
Cash out, pay up, send out. Six ways to move money — without bouncing between five different apps.
Pay a bill, send to your bank, or save it for later — straight from USDT, BTC, ETH and more. Cryft locks the live price the moment you tap, so the number you see is the number you spend.
Amazon, Steam, iTunes, Google Play, Sephora, Nike, Walmart and more. Snap a physical card for the best rate, or paste an e-code — it lands as spendable cash in seconds.
Airtime, data, DStv, GOtv, Startimes, Showmax and electricity — settle them with crypto, a gift card, or your cash balance. One tap, no extra hop.
Move money to any bank account in a few taps — funded by crypto, a gift card, or your existing balance. Same money, now where you need it.
Share your code, earn a cut every time a friend spends or trades — into a balance you can actually spend. Your group chat just became a side hustle.
Soon: buy goods and services and pay straight from your crypto or gift-card balance. No cash-out step in between.
Pick USDT, BTC, ETH, or any gift card. Cryft shows you the live price in your local cash before you commit to anything.
The number on screen is the number you spend. Cryft swaps it into cash at the live rate the moment you tap — no slippage, no surprise deductions.
Pay a bill, send to your bank, top up a line, or save it for later. It's cash now — move it however you like.
Share your code, bring your people, and earn every time they cash out. It stacks up faster than you'd think.
Still stuck? Our support team is made of actual humans — support@usecryft.com.
A bit of both. The moment you tap to pay or send, Cryft swaps your crypto or gift card into your local cash at the live rate — and that cash funds the spend. To you it's one tap; underneath, the trade is your sale settled in local currency.
Most crypto and gift-card top-ups land in your spendable balance within minutes. Busy periods can run a little longer, and you'll see live status the whole way through.
You see the exact rate and any fee before you confirm. The amount you're quoted is the amount you can spend — no surprise deductions at the end.
Only the first time you spend with crypto. Spending with gift cards, paying bills, and sending to your bank don't need any KYC.
Amazon, Steam, iTunes, Google Play, Sephora, Nike, Walmart and more. Physical cards always get a better rate than e-codes.
Pay bills, top up airtime and data, or send to any local bank account. Marketplace shopping is on the way.
You earn into a referral balance every time someone you invited spends or trades. It's a separate pocket, but you spend it just like your main balance.
We're built for Nigeria, Ghana and Kenya. Bill payments are Nigeria-first for now, with more rails rolling out across markets.
We use bank-grade encryption, a PIN on every withdrawal, and real humans on support. Your funds and your data stay yours.
Download Cryft and start spending your crypto and gift cards like cash — before your kettle boils. Pay a bill, send to a bank, top up a line. Your wallet, anywhere.
Free to download · Nigeria · Ghana · Kenya